Note: Click on the blue links to jump to the appropriate page.

TABLE OF CONTENTS

-------------------------------------------------------------------------Page No.
ARTICLE I .........Definitions ..................................................1
ARTICLE II....... Development Plan ........................................2
ARTICLE III...... Property Rights ...........................................3
ARTICLE IV...... Membership in Association.......................... 7
ARTICLE V....... Maintenance and Monitoring......................... 8
ARTICLE VI ......Covenant for Maintenance Assessments ......10
ARTICLE VII..... Lot and Exterior Maintenance .....................17
ARTICLE VIII ....Maintenance of Perimeter Walls ..................17
ARTICLE IX...... Use Restrictions .........................................17
ARTICLE X .......Architectural Control ..................................22
ARTICLE XI...... Owners' Obligation to Repair...................... 23
ARTICLE XII .....Owners' Obligation to Build or Rebuild....... 23
ARTICLE XIII.... Parking Restrictions ...................................24
ARTICLE XIV ....Condemnation ...........................................24
ARTICLE XV ......Reconstruction After Casualty ...................24
ARTICLE XVI..... General Provisions ....................................26

Scroll down for the complete index
or click to return to homepage

INDEX
TO
DECLARATION OF
COVENANTS, CONDITIONS AND RESTRICTIONS

ARTICLE I -- DEFINITIONS

SECTION 2.------------- ASSOCIATION -------------------------------1
SECTION 3.------------- BOARD OF DIRECTORS-------------------- 1
SECTION 4 --------------BYLAWS -------------------------------------1
SECTION 5-------------- COMMON AREAS-------------------------- 1
SECTION 6-------------. DECLARATION------------------------------ 1
SECTION 7-------------- DEVELOPER ---------------------------------1
SECTION 8-------------- DWELLING----------------------------------- 2
SECTION 9-------------- INSTITUTIONAL MORTGAGEE------------ 2
SECTION 10------------ MEMBER --------------------------------------2
SECTION 11------------ MAINTENANCE ------------------------------2
SECTION 12------------ OPERATING EXPENSES ---------------------2
SECTION 13------------ OWNERS)------------------------------------- 2
SECTION 14------------. PRIVATE EASEMENTS---------------------- 2
SECTION 15------------- RESIDENTIAL LOT-------------------------- 2
SECTION 16.------------ SUBDIVISION-------------------------------- 2

ARTICLE II -- DEVELOPMENT PLAN

ARTICLE III -- PROPERTY RIGHTS

SECTION 1-------------- COMMON AREAS -----------------------------------------3
SECTION 2. --------------DELEGATION OF USE------------------------------------ 4
SECTION 3.-------------- LIMITATIONS UPON USE OF COMMON AREAS----- 4
SECTION 4.-------------- EASEMENTS OF ENCROACHMENT-------------------- 4
SECTION 5.-------------- EASEMENTS FOR INGRESS,
-----------------------------EGRESS & UTILITIES -------------------------------------4
SECTION 6. --------------PERIMETER WALL---------------------------------------- 5
SECTION 7. --------------RIGHT OF ENTRY----------------------------------------- 5
SECTION 8.------------- GRANT OF ADDITIONAL EASEMENTS
----------------------------BY DEVELOPER; MODIFICATIONS
----------------------------AND TERMINATION --------------------------------------5
SECTION 9. -------------GRANT OF EASEMENTS BY THE
---------------------------ASSOCIATION;
---------------------------MODIFICATIONS AND TERMINATION -------------------5
SECTION 10.----------- NO PARTITION ----------------------------------------------6
SECTION 11.------------ DAMAGE TO COMMONAREAS ---------------------------6
SECTION 12. -----------DEVELOPMENT OF SUBDIVISION------------------------ 6

ARTICLE IV -- MEMBERSHIP IN ASSOCIATION: VOTING RIGHTS

SECTION 1------------MEMBERSHIP ---------------------7
SECTION 2. -----------VOTING CLASSES ---------------7
SECTION 3.----------- CLASS B VOTING RIGHTS ------7
SECTION 4.----------- PASSAGE OF ISSUES------------ 8

ARTICLE V -- MAINTENANCE AND MONITORING OF DRAINAGE PONDS,
DRAINAGE EASEMENTS AND DRAINAGE FACILITIES AND
ENVIRONMENTALLY SENSITIVE AREAS

SECTION 1.------------ MAINTENANCE --------------------------------8
SECTION 2.----------- "MAINTENANCE" DEFINED------------------- 8
SECTION 3-----------. MONITORING AND MAINTENANCE
--------------------------REQUIREMENTS--------------------------------8
SECTION 4-----------. DEVELOPER'S RIGHTS--------------------------8
SECTION 5.----------- PRIVATE EASEMENTS -------------------------9
SECTION 6.----------- RECREATIONAL USE OF DRAINAGE
--------------------------PONDS AND LAKES--------------------------- 9

ARTICLE VI -- COVENANT FOR MAINTENANCE ASSESSMENTS

SECTION 1.----------- CREATION OF LIEN AND
--------------------------PERSONAL OBLIGATION OF ASSESSMENTS -------10
SECTION 2------------. PURPOSE OF ASSESSMENTS -------------------------10
SECTION 3.------------ BUDGET -------------------------------------------------11
SECTION 4. -----------ITEMS OF SERVICE -------------------------------------11
SECTION 5. -----------SPECIAL ASSESSMENTS FOR
--------------------------CAPITAL IMPROVEMENTS ----------------------------12
SECTION 6.----------- OTHER SPECIAL ASSESSMENTS ----------------------13
SECTION 7.----------- RIGHT OF ASSESSMENT -------------------------------13
SECTION 8 ------------UNIFORMITY -------------------------------------------13
SECTION 9.----------- DEVELOPER'S OBLIGATION TO
--------------------------PAY ASSESSMENTS ------------------------------------14
SECTION 10.---------- TAXES ----------------------------------------------------14
SECTION 11.---------- DATE OF COMMENCEMENT OF REGULAR
--------------------------ASSESSMENTS; DUEDATES ---------------------------15
SECTION 12.----------- SUBORDINATION OF THE
--------------------------LIEN TO MORTGAGES ---------------------------------15
SECTION 13.----------- EFFECT OF NONPAYMENT OF
---------------------------ASSESSMENTS;
---------------------------REMEDIES OF THE ASSOCIATION ------------------15
SECTION 14 ------------BUDGET ------------------------------------------------16

ARTLCLE VII -- LOT MAINTENANCE AND EXTERIOR
DWELLING MAINTENANCE

SECTION 1.------------- OBLIGATION TO MAINTAIN -------------17
SECTION 2.------------- FAILURE TO MAINTAIN------------------ 17

ARTICLE VIII -- MAINTENANCE OF PERIMETER WALLS

SECTION 1.------------- PERIMETER WALLS----------------------- 17
SECTION 2.------------- LANDSCAPED AREA OUTSIDE
---------------------------PERIMETER WALLS ------------------------17

ARTICLE IX -- USE RESTRICTIONS -------------------------------------17

ARTICLE X -- ARCHITECTURALCONTROL -------------------------22

ARTICLE XI -- OWNERS' OBLIGATION TO REPAIR------------- 23

ARTICLE XII -- OWNERS' OBLIGATION TO BUILD OR REBUILD

SECTION 1.------------- OBLIGATION TO BUILD -------------------23
SECTION 2. -------------OBLIGATION TO REBUILD ----------------23

ARTICLE XIII-- PARKING RESTRICTIONS---------------------------- 24

ARTICLE XIV -- CONDEMNATION

SECTION 1-------------- REPRESENTATION BY ASSOCIATION----------------- 24
SECTION 2. -------------AWARDS OR PORCEEDS OF SETTLEMENT------------ 24

ARTICLE XV -- RECONSTRUCTION OR REPAIR AFTER CASUALTY

SECTION I.--------------- INSURANCE PROCEEDS --------------------------------24

SECTION 2.--------------- REPAIR OR RECONSTRUCTION -----------------------25

ARTICLE XVI -- GENERAL PROVISIONS

SECTION 1.--------------- ENFORCEMENT ------------------------------------------26
SECTION 2 ----------------SEVERABILITY. ------------------------------------------26
SECTION 3 ----------------DURATION. -----------------------------------------------26
SECTION 4. ---------------CONTRACTS WITH DEVELOPER----------------------- 26
SECTION 5 ----------------CAPTIONS, HEADINGS AND TITLES ------------------26
SECTION 6. ---------------AMENDMENTS -------------------------------------------26
SECTION 7 ------------------------------------------------------------------------------28
SECTION 8 ------------------------------------------------------------------------------28

SIGNATURE PAGE------------------------------------------28
NOTARY SIGNATURE &WITNESS -----------------------29
NOTARY SIGNATURE -------------------------------------29

EXHIBIT"A" LEGAL DESCRIPTION ----------------------------------30

EXHIBIT "B" ARTICLES OF INCORPORATION ---------------------31

EXHIBIT "C" BY-LAWS ------------------------------------------------40